Happy 4th of July!!! I hope you have big plans for the holiday, but remember to be safe with those fireworks, you’ll need all those fingers next week! 👋
I’ll be praying for your AC to keep running great, it is going to be a hot one this weekend.
If you’re looking for something to do or want to see a fireworks show, scroll to the end and you’ll see details on all of the major fireworks shows here in the Valley.
Food!
Here are my top 3 Taco spots here in Glendale. Did yours make the list?
2. calitacosaz
Of course there are 4 taco spots in my Top 3!!! 🤣
I’m always on the lookout for great tacos, do you have a favorite spot I need to check out? I’d love to hear where you get tacos, reply to this email and give me the hook up.
Cool Treats
Happy Honu Shaved Ice has the best Hawaiian Shaved Ice in the Valley! You can get Island treats like Dole Whip and Spam Musubi, they also bring their ice cream in from Hawaii!!
Happy Honu Shave Ice is owned and operated by a husband and wife team – Desmond & Laura Martin. It’s a must try in the West Valley!
Located at 8976 W Union Hills Drive #104, Peoria AZ 85382. (480) 284-8953 Follow them on Instagram
Congratulations 🎉
This young family came to us about 12 months ago for a plan to get become homeowners. After we helped them raise their credit scores, they found a great deal on a home, and their real estate agent negotiated their closing costs to be paid for by the seller!
The seller credit covered all the costs and rate buy down so we they were able to get a below market rate and an affordable payment! Let's gooo!
This amazing family needed to sell their starter in Phoenix and move to a home with more space for their family in Chandler!
They closed on the sale of their home and the purchase of their new house on the same day - we got it done!
Thinking about refinancing or buying a house or this summer?
Here’s 10 tips to make sure you get the best deal on your mortgage:
Call or text me. My personal cell is 602-705-9835
I’ll handle the other 9 steps for you 😉
How’s the market?
3 ways I can help you with money
Pay off high interest debt to help you save money every month, Ask me about a HELOC, Second Mortgage or Cash out Refinance. We can run numbers for you to see if it makes sense, no credit pull required.
I can help you obtain down payment assistance or home buyers grants to help cover the cost of buying a home, sometimes with as little as $1,000.00 out of pocket. And that’s less than you're going to pay for a deposit on a rental. If you want to see what options are av for your situation, call me I’m happy to help you research your home loan options.
Vacation Home or Rental Properties, have you considered buying a second home or rental? We can give you numbers to review to see if it makes sense for you at this time, you might be surprised that you can buy a second home with as little as 10% down.
Mortgage Rates Hold Steady at 3 month Lows
It's been 88 days since the average 30yr fixed mortgage rate was as low as it is today--close enough to 3 months. Last week, we talked about how the Fed isn’t lowering rates yet because inflation is still too high. The latest PCE report showed prices up 2.7%, a bit hotter than expected.
But despite that, mortgage rates have dropped for four weeks in a row. Why?
✅ Weaker economic data is making investors think cuts will come eventually.
✅ Tensions in the Middle East are driving money into safer bonds, which helps rates fall.
✅ Summer demand is picking up as buyers rush to lock in lower rates.
Bottom line: “High” inflation could slow this rate drop, but so far it hasn’t stopped it. Activity is picking up fast, summer is here, and buyers are back.
Local Business Spotlight
When it’s time to get the floors professionally cleaned , I mean really clean, my go to is F&F Carpet Cleaning. Fred the owner and his team are wonderful to deal with! I’ve referred them to our friends and family for years.
Their services include carpet cleaning, area rug cleaning, upholstery cleaning, tile and grout cleaning, carpet repair, air duct cleaning, rug padding, and water extraction
Give them a call at 480-314-4800 or visit their website https://fnfcarpetcleaning.com/
Cool House of the Month
Check out this beautiful remodeled 3 bedroom home in South Scottsdale, and it won’t cost you $1 million bucks.
See all the details here.
What do you think of these green cabinets?
Deal of the Month
It seems like prices in the communities around TSMC have gone nuts, and buyers are having to look further and further away. If you need to be close to TSMC, and want an established neighborhood, Phase 1 in Arrowhead Ranch is one of the most sought after locations in all of Arrowhead.
Great location and it is the least expensive four bedroom home in the community. You can see all the pics & info here.
Odds & Ends
If you’re not putting on your own fireworks show at home this year, here are the details of the local events, festivals & fireworks shows in the Phoenix metro area. There is also a list of events in different parts of Northern Arizona as well, put together by the guys at EverythingArrowhead.com
If you are staying home and setting off your own fireworks, here is some info on which fireworks are legal here in Arizona.
Thinking about your next home? Reach out, I’d love to chat with you about what may be possible to help get you in your dream home. There are some good options for refinancing your current mortgage too.
You can call or text me on my personal cell at (602) 705-9835 or reply to this email.
Here’s all the boring stuff I'm legally required to share: Western Alliance Mortgage NMLS #304208