I hope you had an amazing July, it is hard to believe that school is back in session already. Hopefully the rest of this summer, and this crazy heat, will fly by as well.

In this month’s newsletter:

I had the best barbacoa tacos yesterday at Carnitas Michoacanas in Avondale!

I would 10/10 recommend. Carnitas Michoacanas has received a 10 out of 10 Tacos from Taco Aaron's Completely Official Scale (TACOS)™️ one of the Valley's most sought after and esteemed taco reviewers.😂

Had some friends in town, so I took them over to Tacos Chiwas for tacos!

It's one of my personal go-tos. Great spot right off Indian School Road, delicious tacos and really fun atmosphere! Since it was late afternoon, this time I just ordered the carne asada taco and tacos chiwas taco with beef, ham, jalapeños and anaheim chiles. Super good!

Tacos Chiwas has received a 10 out of 10 Tacos from Taco Aaron's Completely Official Scale (TACOS)™️ one of the Valley's most sought after and esteemed taco reviewers.😂

If you've got a spot in the West Valley you'd recommend, reply to this email and give me the hook up.

We got these brothers an incredible deal: a below market interest rate, over $11K credit from the seller that covered all closing costs, and they get to move in almost 2 weeks ahead of schedule!

Congratulations to these hardworking brothers and their family!

Just helped this awesome couple from Colorado close on their first investment property right here in Arizona!

They trusted us to guide them through the loan process — and now they’re officially building wealth through real estate.

Whether you’re local or out of state, I’m a local Arizona mortgage broker who can help make your homeownership or investment goals a reality.

There could be thousands of dollars trapped in your house right now!

You might be sitting on a pile of equity and not even realize it. Good news, mortgage rates hit a 10 month low this week. With a home equity line of credit (HELOC), you can tap into that value without touching your current mortgage. Whether you’re looking to update your kitchen, pay off high-interest debt, or even purchase another property, your home’s equity can help make it happen.

We’re also seeing homeowners who bought in the last few years actually refinance and lower their monthly payments, saving hundreds of dollars a month—even with today’s rates.

Want to know your options? Let us run the numbers for you—no credit pull, no obligation, and 100% free. Let’s put your home’s equity to work!

Let’s look at some data.

Looking at the data, the market is pretty much the same as it was in July of 2024. It is taking two weeks longer to find a buyer on average, but the number of sales and pricing metrics are unchanged.

The agents I talk to have all said they have client’s who are waiting of retest to come down, which could lead to an interesting fall market as rates have dropped to their lowest level in the past 10 months.

If we start to see a lot of buyers ‘getting off the fence’ and starting their home search, this could mean higher prices in the near future as demand shifts upward.

If you are among the group of people on the fence, we should talk. The opportunity to take advantage of falling rates may be a brief window of time, it is best to be prepared in advance, and take action when the right house presents itself.

 I’m excited to feature Martin’s Auto Repair in Phoenix, a shop my family has trusted with our cars for over a decade. I first met the owner, Dave Martin, back in 2008 through a local networking group, and he’s been a great friend ever since.

Dave isn’t just an expert mechanic, he’s also a committed member of the community and is always finding ways to give back. In fact, he was just featured on News Channel 3 this week for the impact he’s making locally.

If you’re in need of honest, reliable auto repair, I highly recommend checking them out.

Have you ever wanted to ride go-karts, shoot guns at an air-conditioned range, play basketball or sit in a hot tub by a fire, but you don’t want to leave your house?

Well you’re in luck, you can do all of those things at this amazing house in Gilbert, as long as you have $20 million. (It has been on the market since October, maybe you can get a deal!!!)

This house is bonkers, you need to see everything that is included.

Sick of this heat and on a budget too? This Goodyear home has a beautiful backyard with a pool & travertine pavers. Plus the seller is offering a huge incentive!

Located just minutes from the Loop 303 and the I-10, you’ll have easy access to all corners of the Valley. You can see all the pics & info here.

I’m trying to learn more about the people reading my newsletter, so I have put together a survey. It’s just a handful of questions and I’m willing to throw out a bribe to get more answers! 🤣🙏

I’m giving away a $50 gift card to Cali Tacos. Complete the survey and you’re entered to win, it is that simple. It takes 2 minutes, and I would be grateful 🙏

Thinking about your next home? Reach out, I’d love to chat with you about what may be possible to help get you in your dream home. There are some good options for refinancing your current mortgage too.

You can call or text me on my personal cell at (602) 705-9835 or reply to this email.

Here’s all the boring stuff I'm legally required to share: West American Mortgage NMLS #304208